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Karen G. Adams, Financial Management 101, smiling with arms crossed in a black chain-print blouse, beside the headline "How do I talk to a staff member about money? When an employee is struggling."
Karen G Adams
November 6, 2026

How Do I Talk to an Employee Who Is Struggling With Money?

You've noticed it. A reliable team member is suddenly distracted, a bit short with people, asking about extra shifts or...
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Karen G. Adams, Financial Management 101, smiling with her arms crossed in an emerald top, beside the headline "4.85%. What it means for your business. Your plan for this month."
Karen G Adams
November 5, 2026

What Does the RBA Rate Rise Mean for My Small Business? A Cash Flow Plan for This Month

If cash was already tight before Melbourne Cup Day, this week's rate rise probably landed hard. You might be juggling...
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Karen G. Adams, Financial Management 101, smiling with arms crossed in a navy floral blouse, beside the headline "What is a good gross profit margin? And how to check yours."
Karen G Adams
November 5, 2026

What Is a Good Gross Profit Margin for My Business? (And How to Check Yours)

You're busy, the jobs keep coming, and the revenue line looks healthy. So why doesn't the bank account feel like...
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Karen G. Adams, Financial Management 101, smiling in a green blazer beside the headline "What should a financial wellbeing program include? A guide for employers."
Karen G Adams
November 4, 2026

What Should a Financial Wellbeing Program for Employees Include? A Guide for Australian Employers

You've booked the financial wellbeing session. The room was half full, the feedback forms said "really useful", and three months...
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Karen G. Adams, Financial Management 101, smiling with arms crossed in a brown denim jacket, beside the headline "How do I set up an ATO payment plan? What it really costs."
Karen G Adams
November 3, 2026

How Do I Set Up an ATO Payment Plan for My Business? (And What It Really Costs)

The BAS is due, the cash isn't there, and the letter from the ATO is sitting unopened on the desk....
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Karen G. Adams, Financial Management 101, smiling with arms crossed in a green and gold marble-print jacket, beside the headline "How do I do a cash flow forecast? A simple 13-week method."
Karen G Adams
November 2, 2026

How Do I Do a Cash Flow Forecast for My Small Business? (A Simple 13-Week Method)

The bank balance looks fine today. But what will it look like in six weeks, after two pay runs, the...
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Karen G. Adams, Financial Management 101, smiling with arms crossed in an emerald blouse, beside the headline "What 40 hours on a new AI tool gave me back. Time back. Fun back."
Karen G Adams
November 1, 2026

I Spent 40 Hours Learning a New AI Tool. Here’s What I Got Back

"I spent over 40 hours this week learning a new AI tool. Crazy, hey?" That's how I opened my latest...
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Karen G. Adams, Financial Management 101, smiling with arms crossed in a green and gold marble-print jacket, beside the headline "What your bank balance can't tell you. Know your numbers."
Karen G Adams
October 31, 2026

What Can’t Your Bank Balance Tell You? Know Your Numbers with The CEO Dashboard

Your bank balance tells you what's in the account today. That's it. It doesn't tell you whether you can pay...
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Should You Let ChatGPT or Claude Into Your Xero? Karen G. Adams, Financial Management 101
Karen G Adams
October 30, 2026

Should You Let ChatGPT or Claude Into Your Xero? 4 Questions to Ask First

ChatGPT and Claude can now read your Xero. Not in some far-off future. Right now. Xero has launched an official...
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