“The truth is that there is no actual stress or anxiety in the world; it’s your thoughts that create these false beliefs. You can’t package stress, touch it, or see it. There are only people engaged in stressful thinking” …… by Dr Wayne Dyer.
Well if that’s the case, then we have an enormous number of people engaging in stressful thoughts on a daily basis!
So if there is no actual stress but stressful thoughts – what’s causing us to think stressful then?
Top 5 areas that stress us out:
49%Personal finances
45%Family issues
44% Personal health
40%Trying to maintain a healthy lifestyle
38%Issues with the health of close ones
According to research provided by the Australian Psychology Society’s 2016 well-being survey year on year for the last 5 years.
The research continues to show that Financial Issues remain No 1 for us.
It’s no surprise that family issues follow a close second. For whenever the home life is experiencing financial pressure the family members whether young or old feel the flow on effect of this.
How we are managing this stress?
Not very well according to the research. Instead of seeking help, information and/or knowledge to improve our situation – we are drinking more, playing more online games, continuing to smoke, gambling and even taking to recreational drug use.
Which is like being on a merry-go-round because it’s costing more money to afford these habits and creating more problems for your health!
Stress plays havoc with our body and you can take a look for yourself to see how it can affect certain parts of it!
As you can see above, stress can and will cause some serious issues in your body.
So here’s 5 ways you can alleviate and possibly move stress out of your life:
Move your body; dance, walk or any other exercise that you enjoy. This will release endorphin’s in your brain that make you feel happy and more alive.
Laugh; watch a movie that makes you laugh out loud or spend time with family and friends that make you feel good and laugh lots. There’s nothing like a good belly laugh.
Eat clean healthy food; food that nourishes and strengthens your body not depletes it or makes you feel sluggish and lethargic. There’s nothing like a meal that makes you feel really satisfied. One of the meals that does it for me is fish and my favourite is Whiting piled with broccoli, pumpkin and sweet potato or a chunky bowl of salad.
Read or listen; to books on self-improvement that educate and create a healthy positive belief in you.
Gratitude; write out every day the areas in your life you are grateful for. Be thankful for the wonderful things you have in your life.
Think positive thoughts; thinking negative thoughts bring you down and only create more negative things in your life.
“The Secret” a movie and audio produced a few years ago is a great start to re-program your thinking in this area.
There are many other great authors that I love and Dr Wayne Dyer’s – Being in Balance is another that I highly recommend reading or listening to check out the sample audio here Being In Balance.
Tony Robbins also has a great 2 min video on “How to pull yourself out of a funk” you can check it out here Tony Robbins.
Be committed; to learning more about your health and understanding about what’s happening with your money. There are loads of resources on this subject and your local library has loads of good books on this subject. Another way to build on your financial knowledge is to listen to podcasts by financial experts or take an online course, where you can do this in the privacy of your own home. If you like to learn online, we offer a great first course to get you heading in the right direction and it is a little as $99 for a limited time. You can check out it by this link on Your Money Right Now.
By making YOU a priority and investing the time into discovering what makes you truly happy – you will change your life. Change your life to live the way you truly desire.
You are magnificent and perfect exactly the way you are and the world needs more people like you – the very fact you are reading this is proof. So don’t be afraid to be YOU.
If you like what you’ve read, share this with your friends and colleagues.
To your financial health
Financial Management 101: teaching you how to build financial muscle!
The duck can represent so many different areas of our life.
If we look at it in terms of our financial health…. we often appear to others that we are very calm and controlled on the surface but under the water, we are kicking like crazy to stay afloat.
Debt – any debt, whether it be our home loan, credit cards or money owed to the family – is something that tends to creep up on you like the ocean tide, before you know it you are 6ft underwater with no sign of a life raft to keep you afloat.
So how do you ensure there is a life raft around when you need one and eventually become less reliant on this support?
Well, you do this by building financial muscle. What do I mean by financial muscle?
Well, financial muscle is much like the muscles in our body. Unless we work on them, they will become lazy, weak and flabby. How do you keep your body in shape – you exercise.
Building financial muscle is much the same thing. It’s building on your knowledge and resources so that your money is working hard for you – and not becoming lazy and consumed with bad debt. Bad debt is like flab on the body – it serves no purpose and is best to be removed.
Financial muscle is about building up your wealth, paying off debt and having a good honest look at what’s going on with your money. It’s about learning how to make money work for YOU!
There are a few ways to build on financial muscle and one of them is taking a look at your current spending habits.
The process of reducing debt and budgeting go hand in hand. Unfortunately, the reality of budgeting and taking account of the financial spending habits for most of us is not always the most exciting thing on our agenda.
Budgeting means having the discipline and if discipline doesn’t come easily, then it means the person needs to put themselves on a strict regime where they have to be disciplined or at the very least seek the assistance of specialist financial help.
If you are looking for a little more help in this area then check out the course that was developed with you in mind – Your Money Right Now.
This course will help you gain more discipline and provide financial education on how best to manage your money.
To your financial health
Financial Management 101: teaching you how to build financial muscle!
But not because I enjoy watching couples air out their dirty laundry.
These type of shows appeal to my psychology interest, because of the human behaviour traits that I’m so fascinated with.
I’ve spent loads of time reading and researching the way we interact and it still astounds me today that some of us just don’t get it.
“Treat others how you would like to be treated yourself”!
It’s simple hey, but who actually does it? Not many I’m guessing by the way these shows keep popping up on the idiot box.
When you look at this show in particular. There were so many common traits that couples are experiencing themselves behind closed doors.
Firstly, we don’t stop to actually hear what the other person is saying. We are too busy thinking about what we want to say.
And because of this, we are missing out on vital clues about how our partner is feeling or thinking about a certain issue or situation.
The other thing that we all crave is to be loved and appreciated. To be heard and not just seen.
All couples in this show expressed concern over money.
For one couple is was starting a new business that was draining their cash reserves. While another was spending on gadgets and toys and not putting money towards their wedding. Not making that serious commitment of moving forward in their relationship. And for the other couple, it was not having any input into the family budget.
Common denominators but the underlying issue – lack of communication!
I’m going to be known as Karen’s counselling service soon ha, ha 🙂
Because the last 3 clients I saw were seeing marriage counsellors and during our financial sessions were bringing these issues to the table.
I no longer see clients face to face. I felt that I could have a better impact by providing online tools and resources in the way of financial education courses. These courses serve people who don’t want to or feel embarrassed to share their financial challenges with a financial expert.
When listening to these couples – they still loved each other. Angry and frustrated and didn’t really want to split up.
They were just bad at communicating and sharing what’s happening with their money. Half the time didn’t know the best way to work their finances out.
Many couples experience this… and are afraid to tell anybody.
As a business colleague of mine shared recently – meeting with someone like myself and discussing how possibly bad in their mind their money management skills are – was like going to the Doctors and taking their pants down to reveal a massive boil on their butt!
I have an awesome course coming out soon that deals with these very issues and gets couples opening up talking about their money – having their money work better for them. You can head over the “Courses Pages” to check it out.
In the meantime, grab your free copy of the Workbook “It’s YOUR Life” NOW from the side menu.
To your financial health
Financial Management 101: teaching you how to build financial muscle!
People today are using their homes as piggy banks. Taking the equity out and re-financing their ever increasing personal debt.
The sad part of this, is that unless these people get control of their debt – their debt will take control over them and never allow them to get ahead financially.
These people will forever be in financial stress and that really saddens me!
Poverty consciousness is very real. Some of us were raised by the worst financial planners in the world – our parents. I’m sorry if I offend some people, it’s not my intention and I am not finger pointing – it’s just not their fault.
Financial education is not taught to any magnitude at school. What we are taught is the fundamentals on how to work for money and how to get a good job. We are not taught what to do with our first pay check once we receive this and how money can work to our advantage.
With every person that earns an income they should be paying themselves first!
What do I mean by this?? Well some of you may have learned this concept from a very old book “The Richest Man in Babylon”. Or some of you may have heard it from wise Grandparents or Parents. I was fortunate to learn this lesson in life from my parents. When I earned my first dollar many years ago, I was “strongly encouraged” to put 1/3 of this into a savings account.
The book “The Richest Man in Babylon” talks about paying yourself, or putting away 10% of your salary and letting it grow until it can be used to buy investment opportunities. Now that’s making money work for you!
You see it’s hard to help the poor if you are one of them.
MONEY IS UP THERE WITH OXYGEN!
They say, money doesn’t make the world go round, well I have to disagree with whoever said this. Whether we like this statement or not, without money life is extremely challenging and not as much fun!
Understanding money, how to keep it and how to grow it is essential to our life, relationships, happiness and future.
Your hard earned money should work for you and not you working for it!
The wealthy and comfortably abundant people have figured this out.
Embark on the journey with us at Financial Management 101 and acquire a greater understanding of how money working to your advantage will be life changing in all areas of your health, wealth and wisdom.
