TIRED OF MONEY STRESS KEEPING YOU UP AT NIGHT?

Whether you’re an overwhelmed family, a busy tradie, or a stressed-out business owner — money worries don’t have to control your life.  At Financial Management 101, we help you build financial muscle, crush debt, and feel stress-free again.

MONEY STRESS DOESN'T STAY IN YOUR WALLET — IT SPILLS INTO YOUR LIFE.

Individual & Families

  • Living Pay to Pay?
  • Arguing about money at home?
  • Drowning in credit cards or mortgage stress?

Small Business Owners

  • Cashflow rollercoaster?
  • Working harder, getting nowhere?
  • Unsure if your numbers even stack up?

Employers / HR Managers:

  • Staff distracted by stress?
  • Losing talent to “better paying” jobs?
  • Need retention without raising wages?

NOW, IMAGINE THIS INSTEAD:

✨ Feeling confident and in control of your money.
✨ Bills, debt, and savings handled with a clear plan.
✨ Freedom to enjoy family, travel, and life guilt-free.
✨ Cashflow systems that give you stability in your business.
✨ A team that’s focused, happy, and loyal because money stress no longer follows them to work.

NO MATTER WHO YOU ARE — WE'VE GOT YOU COVERED!

Individual & Families

  • Master your Money Program
  • Monthly coaching

Small Business Owners

  • The edge coaching program 
  • Free 15 min small business Audit
  • Tradie cash flow fix

Employers & HR Consultants

  • Financial Wellness Packages
  • Workplace Coaching
  • Employee Wellbeing Sessions

WHY WORK WITH US? Real support. Real results.

  • 40+ years of experience in finance services
  • + families & businesses supported
  • Featured in Your Money eMagazine & Managing Money Made Easy Podcast
  • Helping you build lasting financial muscle

TESTIMONIALS

“Karen helped us finally get on top of our budget and stop arguing about money.”

Sarah & James

“Before working with Karen, my business was chaos. Now I know my numbers.”

Dave, Tradie

“Since bringing Karen in, staff stress dropped and retention improved.”

Jasmine, HR Manager

It’s time to stop stressing about money and start living again.

Book your free chat today and take the first step toward financial freedom.

Teaching You How to Build Financial Muscle

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