Investing In Your Child’s Future – Beyond The Piggy Bank_016

Investing in your child’s future requires more than just financial commitment; it’s about making informed decisions, taking a diversified approach, and instilling in them the value of financial responsibility. It’s a journey that goes well beyond the piggy bank, setting the stage for a brighter, more secure future for your children.

For any of the strategies shared, I would encourage you to seek out professional advice first to ensure it aligns with your values, goals, and financial position.

Remember, it starts with you. Learning about money can give you the power to make smart financial decisions and reduce money-related stress over time. That’s where the LEARNING HUB helps you gain more financial knowledge, while providing you with the support and help you need.

Debt Consolidation: A Midlife Financial Tune-Up_015

As we navigate our 30s, 40s, and early 50s, managing multiple debts can be like juggling with too many balls in the air. Whether it’s credit card debts, personal loans, or car payments, keeping track can be overwhelming. This is where debt consolidation comes in as a practical financial strategy, providing a much-needed tune-up for your finances.

Download your FREE Budget Spreadsheet. Please don’t forget to make your own copy. (On the upper left corner, click File > Make a Copy).

For more information and support with managing your money, head over to the Learning Hub and join my monthly coaching program, where you will get regular support and access to the many courses available to help you build more financial muscle.

The Learning Hub

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Navigating Your Mortgage In Your Prime Years_014

Managing your mortgage during your prime years requires a combination of strategy, knowledge, and foresight. But you can transform your mortgage from a financial burden to a key component of your financial success by understanding your options and making informed decisions.

If you want to know whether your home loan is working effectively for you and your personal finances, contact me at karen@financialmanagement101.com.au for a chat.

For more information and support with managing your money, head over to the Learning Hub and join my monthly coaching program, where you will get regular support and access to the many courses available to help you build more financial muscle.

The Learning Hub

Right-click here and save as to download this episode to your computer.

Smart Budgeting For Midlife Adventurers_013

In the journey of life, the years between 35 and 50 are often the most dynamic. You’re navigating the peak of your career, perhaps raising a family, and dreaming about those well-deserved vacations or adventures. But how do you balance these dreams with the reality of financial responsibilities? The answer lies in smart budgeting.

Download your FREE Budget Spreadsheet. Please don’t forget to make your own copy. (On the upper left corner, click File > Make a Copy).

For more information and support with managing your money head over to the Learning Hub and join my monthly coaching program, where you will get regular support and access to the many courses available to help you build more financial muscle.

The Learning Hub

Right-click here and save as to download this episode to your computer.

New Year – New You for 2024_012

As we welcome the year 2024, it’s the perfect time to reflect on our financial journeys and set new goals. For many, this means re-thinking our money management habits and looking at our mortgage options. In this episode, let’s dive into some key strategies that can help you achieve financial success in the New Year.

Download your FREE Budget Spreadsheet. Please don’t forget to make your own copy. (On the upper left corner, click File > Make a Copy).

For more information and support with managing your money head over to the Learning Hub and join my monthly coaching program, where you will get regular support and access to the many courses available to help you build more financial muscle.

The Learning Hub

Right-click here and save as to download this episode to your computer.

 

How To Pay Your Mortgage Off In 5 Easy Steps_011

Having a mortgage is one of the biggest debts most people embark on when owning a home.

It can be one of the most stressful and worrying times in their life, often concerned how they’ll make the monthly mortgage repayments when unexpected events come up.

What a lot of people aren’t aware of when borrowing the money to buy their home, is the overall cost for paying down this debt if they don’t pay it down as quickly as possible.

Because the first 10 years of the term of the loan whether it be a 25 or 30 year loan, is paid in interest payments to their banking institution.  During this time there isn’t a lot of principal paid off (the original amount borrowed) as most of it goes to paying interest payments, unless the new home owner is consciously paying extra into their home loan.

Listen to find out how you can smash this debt down in half the time and save yourself $000’s of hard earn dollars.

For more support and understanding of how you can pay your mortgage down join my private FB GROUP for financial and mindset education.

Other resources available to you is to at the:

Join the 5 Day Challenge for more financial know-how

The Learning Hub

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